Heritage Financial Services is a comprehensive regional financial services firm, represented by some of the most knowledgeable and successful financial professionals. With over 300 years of cumulative experience, our team includes an investment specialist,a group benefit division, small business counselors, and specialists in Estate Planning.

Our commitment to outstanding service is evident in all our available resources: our quality staff, competitive products, and highly knowledgeable associates. We focus on making our clients comfortable in the knowledge that their financial security is our number one priority.





Serving Over 20,000 Customers From 14 Locations
Locate an Office Near You, Click Here
Calculators

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

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Newsletters

Check Your Credit Score

Knowing your credit score and understanding its significance are important because the number can directly affect the interest rates you pay for mortgages, car loans, and credit cards.

Which Way to Payday?

Even though small-business owners put a lot into their companies, including time and capital, sometimes it’s hard to determine exactly how much to take out.

Conserve Your Estate

Are your estate strategies up-to-date and ready for whatever legislative changes lie ahead?

Manage Your Tax Burden

If tax season has you searching for ways to lighten your tax load, here are two options to consider.

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Market Watch

May 13, 2008 @ 11:17 AM

Nasdaq Composite 2,474.74- 13.75
Nasdaq 100 1,983.68- 13.34
S&P 500 1,398.47- 5.11
S&P Mid-Cap 400 862.26- 1.57
S&P Small-Cap 600 384.59- 0.97
Russell 2000 730.73- 2.50
NYSE Composite 9,383.91- 34.06
AMEX Composite 2,343.28- 15.17
10 Year Treasury Note 3.79+ 0.02

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