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Heritage Financial Services is a comprehensive regional financial services firm, represented by some of the most knowledgeable and successful financial professionals. With over 300 years of cumulative experience, our team includes an investment specialist,a group benefit division, small business counselors, and specialists in Estate Planning.

Our commitment to outstanding service is evident in all our available resources: our quality staff, competitive products, and highly knowledgeable associates. We focus on making our clients comfortable in the knowledge that their financial security is our number one priority. >> Read More
Calculators

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

More Calculators →

Newsletters

HOT TOPIC: Social Security and Medicare in Crosshairs

An entitlement crisis has been looming on the horizon for several years. Unfortunately, according to the latest reports from the trustees of the Social Security and Medicare trust funds, a spike in unemployment has helped to hasten the arrival of these programs’ insolvency.

Insurance for Your Whole Life

If your situation calls for life insurance coverage that extends beyond your working years, it might be time to consider whether permanent life insurance would be appropriate.

Testing Your Liability Limits

This quiz tests the reader’s understanding of personal liability.

An Extra Layer of Protection

Umbrella liability insurance can help protect a family from the financial ruin that a civil liability trial could bring.

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Market Watch

February 09, 2010 @ 02:36 AM

Dow Jones Industrials 9,908.39- 103.84
Dow Jones Transportation 3,792.89- 29.31
Dow Jones Utilities 365.63- 3.82
Nasdaq Composite 2,126.05- 15.07
Nasdaq 100 1,734.88- 11.24
S&P 500 1,066.18- 0.01
S&P Mid-Cap 400 692.52- 4.57
S&P Small-Cap 600 311.95- 3.38
Russell 2000 586.49- 6.49
NYSE Composite 6,713.87- 68.88
AMEX Composite 1,766.14- 3.44
10 Year Treasury Note 3.56- 0.04
Wilshire 5000 10,913.86- 91.70

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