Carmen joined Heritage Financial in 1995. Carmen assists Ben Conover and Colby Conover as an administrative assistant and customer service representative.
Carmen grew up in Fairbury, Nebraska, and received her bachelor’s degree from Doane College in Physical Education and Sports Management. Her husband, Mark, is the high school principal and head football coach in Pierce. They have 3 children. Both of their daughters are attending Wayne State College and are on the volleyball team, aspiring for careers in Physical Therapy. Their youngest son is a high school student.